FANNIE MAE'S REISSUE REQUIREMENTS * File must not be older than 120 days * File must use accepted score models from all three bureuas * Experian Fair Issac v2, Transunion FICO Classic 04, Equifax BEACON 5 are the current defaults Things to check...

See attached for the following LOS guides. * Calyx Point * Ellie Mae's Encompass * PC Lender / IHM